Author Archive

An Under-the-Radar Win for Common Sense

By Robert Freedman, Senior Editor, REALTOR® Magazine It’s a small thing, but it’s impact could have been big. Some new federal lending rules take effect tomorrow (under HOEPA—the Home Ownership and Equity Protection Act) and among them is a...
October 1, 2009

Getting the Tax Credit Extended: Outlook

By Robert Freedman, senior editor, REALTOR® Magazine What are the chances of getting the first-time home buyer tax credit extended, particularly before its expiration Dec. 1? No one can know that, of course, but what’s clear is that the...
September 25, 2009

Lawmakers Who Went the Distance on Banks

By Robert Freedman, Senior Editor, REALTOR® Magazine Today, with the financial crisis still very much with us, it would be a hard sell for federal banking companies to get the go-ahead to own real estate brokerages and property management...

Can You Afford to Say No to FHA Borrowers?

By Robert Freedman, Senior Editor, REALTOR® magazine Hopefully you don’t consider it a mark against buyers if they want to use FHA financing. It’s true it typically takes longer to process FHA-backed financing than it does conventional loan applications,...
September 2, 2009

Bonds Are Back—Tax-Exempt Bonds, That Is

By Robert Freedman, Senior Editor, REALTOR® Magazine Since the credit crunch hit a couple of years ago, investors have been shying away from tax-exempt bonds. That’s one aspect of the financial crisis that never received that much attention in...
August 22, 2009

Thought About Lease-to-Own Transactions?

By Robert Freedman, Senior Editor, REALTOR® Magazine The news on housing has been good lately, with existing-home sales up for the last several months, but we’re still in a very difficult market, particularly with move-up homes. Not only have...
August 6, 2009

Data Security Heating Up for Real Estate

By Robert Freedman, Senior Editor, REALTOR® Magazine Back in 2006, NAR worked with the Federal Trade Commission on a campaign to help REALTORS® help their customers protect their identity against theft, online theft but also offline theft as well....
August 6, 2009

HVCC: Appraisal Rules Are Posing a Challenge

By Robert Freedman, Senior Editor, REALTOR® Magazine Since taking effect on May 1, the Home Valuation Code of Conduct (HVCC) has been a source of considerable concern among NAR members, both sales professionals and appraisers. The new rules were...

New “Reg. Z” Rules Could Slow Closings

By Robert Freedman, Senior Editor, REALTOR® Magazine Starting tomorrow, July 30, you could see transactions slowed as lenders try to navigate changes to rules (“Reg. Z”) on consumer disclosures under the Truth in Lending Act (TILA). By being aware...
July 29, 2009

Brokerages Get Financing Help

By Robert Freedman, Senior Editor, REALTOR® Magazine Much of what NAR gets involved in at the federal level is high-profile, like protecting the mortgage interest deduction, but the association on a daily basis is involved in initiatives that fly...
July 28, 2009