FHFA Archive

Thomas Presses on Gov’t Backing, Loan Limits

NAR President Gary Thomas in testimony before the Senate Banking Committee this week again took aim at a proposal floated by a federal regulator to reduce the size of loans that Fannie Mae and Freddie Mac can handle. Although...
October 30, 2013

FHFA Gives Banks Reason to Revisit Overlays

The federal government is taking steps to ease a problem lenders have been complaining about for several years, and that’s the buy-back risk they face if they underwrite a federally backed loan that goes bad and the guarantor of...
September 12, 2012

Fannie, Freddie No Longer Have to Borrow from the U.S. to Pay the U.S.

The country’s two secondary mortgage market companies Fannie Mae and Freddie Mac will no longer have to borrow money from the U.S. Treasury to make their quarterly dividend payments to the federal government (in effect borrowing from the Treasury...
August 17, 2012

Obama’s Refi Initiative: What’s It All About?

By Robert Freedman, Senior Editor, REALTOR® Magazine The administration yesterday rolled out an initiative to boost refinancing so struggling underwater borrowers can take advantage of today’s historically low interest rates. The effort is being called HARP 2, with “HARP”...
October 25, 2011

Regulator Eyes Private Transfer Fees

By Robert Freedman, senior editor, REALTOR® Magazine The agency that oversees Fannie Mae and Freddie Mac could strike a considerable blow against the growing use of private transfer fees. If it does, the move would put the agency in...
August 12, 2010

Top 10 Real Estate Developments of the ’00s: #2

By Brian Summerfield, Online Editor, REALTOR® Magazine We’re getting close! Here’s the second-ranked trend on our list of top real estate developments of this decade:...
December 23, 2009