The Voice for Real Estate Archive

Self-employed? You Have a New Friend When Applying for a Home Loan

The two largest sources of mortgage money in the United States want you to know your chances of getting approved for a home loan if you’re self-employed has just gotten a lot better. Fannie Mae and Freddie Mac have...
April 3, 2019

Is That Email Really From NAR? How to Know

Once in a while you might get an email that looks like it’s from NAR but really isn’t. Like so many other phishing scams, these emails try to look like they’re official correspondence from a trusted source so they...
March 14, 2019

Big Military Base or Prison in Your Rural Town? You Just Got a Big Real Estate Win

Prisons and military bases are commonly located outside small, rural towns and often they’re the biggest employers and economic drivers around. But that’s been a double-edged sword—until now. Prisons and military bases currently count toward an area’s population, putting...
December 27, 2018

2 Ethics Changes That Can Impact Your Real Estate Work

The NAR Board of Directors a few weeks ago made a few small but important changes to MLS and other rules to improve cooperation among brokers and reinforce the importance of associations’ ethics procedures. Here’s a brief recap. You...
November 21, 2018

How to Factor 20% Deduction Into Your 2018 Estimated Quarterly Payments

The big win for real estate in last year’s tax reform law is the new 20 percent business income deduction. You take it on your net pass-through income. Pass-through income is what most real estate professionals earn. If you’re...
October 1, 2018

Are You Competing for a Real Estate Pie That’s Not Growing?

Unemployment is low and the economy is growing—more than 4 percent in the last quarter—but  home sales are actually going down for many real estate agents. The typical agent in the last year worked on 11 transaction sides, down...
August 6, 2018

Stores Aren’t Going Away, and Yet . . .

The Internet won’t be the end of stores but it’s certainly having an impact on the retail segment of commercial real estate. How much business has online shopping sites taken away from brick-and-mortar stores? Would downtown areas look different...
June 28, 2018

Ethics Violations of Others Will Soon Be Visible to You

If a real estate practitioner commits a seious violation of the NAR Code of Ethics, the person’s name will be released by the local association so that you and other professionals in that association can see who they are....
June 13, 2018

What’s the Best Way to Ensure Appraiser Independence?

Professional appraisals are the foundation on which stable real estate markets are built, so ensuring appraisers are able to do their jobs to the best of their ability is vital to the industry. That’s why a report from the...

How Suburbanization Impacts Rural Home Loans

Federally backed home loans from the Rural Housing Service have been called one of the the government’s best kept secrets because buyers can get safe, affordable mortgage financing in areas where few other loan options are available. The underwriting...
April 12, 2018